OptiPay
OptiPay provides comprehensive payment processing, payroll services, HR management, and workforce solutions for businesses of all sizes. From credit card processing and POS systems to complete payroll and human asset management, we streamline your business operations with integrated solutions.
Get Started
Payment Processing Solutions
Accept payments quickly and securely with our comprehensive payment processing solutions, including credit card processing, POS systems, and merchant services tailored to your business needs.
Credit Card Processing
Accept all major credit and debit cards with competitive rates, fast settlement times, and secure transactions for your business.
Merchant Services
Complete merchant account setup and management with transparent pricing, no hidden fees, and dedicated support for your business.
POS Systems
Modern point-of-sale systems that streamline checkout, inventory management, and reporting for retail and service businesses.
Online Payment Gateway
Secure payment gateways and e-commerce integrations to help you sell products and services online with confidence.
Mobile Payments
Accept payments anywhere with mobile card readers and payment apps for smartphones and tablets, perfect for on-the-go businesses.
ACH Processing
Process electronic checks and direct bank transfers with lower fees than traditional credit card transactions for recurring payments.
HR & Payroll Solutions
Streamline your human resources and payroll operations with our comprehensive platform that handles everything from employee management to tax compliance and human asset optimization.
Payroll Processing
Accurate and timely payroll processing with automated tax calculations, direct deposits, and comprehensive reporting for all your employees.
HR Management
Complete human resources management including employee records, benefits administration, and compliance tracking for your organization.
Time & Attendance
Advanced time tracking systems with clock-in/out functionality, overtime calculations, and schedule management for accurate payroll.
Benefits Administration
Streamlined benefits management including health insurance, retirement plans, and employee enrollment processes with automated tracking.
Workforce Analytics
Comprehensive reporting and analytics to help you make informed decisions about your workforce and operational efficiency.
Compliance Management
Stay compliant with federal, state, and local regulations with automated updates and compliance monitoring for peace of mind.
Human Asset Management
Maximize your workforce potential with our comprehensive human asset management solutions that focus on employee development, performance optimization, and strategic workforce planning.
Talent Management
Identify, develop, and retain top talent with comprehensive talent management tools and performance tracking systems.
Performance Management
Track employee performance with goal setting, regular reviews, and development planning to maximize productivity and engagement.
Workforce Planning
Strategic workforce planning and succession management to ensure your organization has the right people in the right roles.
Learning & Development
Employee training programs, skill development tracking, and career path planning to invest in your workforce's growth.
Employee Engagement
Measure and improve employee satisfaction, engagement levels, and retention through comprehensive feedback systems.
Compensation Management
Strategic compensation planning, salary benchmarking, and incentive programs to attract and retain top talent.
Integrated Business Solutions
Our comprehensive platform combines payment processing with workforce management and human asset optimization to provide everything you need to run your business efficiently.
Payment Processing Features
Competitive Processing Rates
Transparent pricing with competitive rates and no hidden fees for all payment types.
Fast Settlement
Quick fund deposits with next-day settlement options to improve your cash flow.
Advanced Security
PCI-compliant processing with advanced fraud protection and encryption technology.
Multi-Channel Processing
Accept payments in-store, online, and on mobile devices with unified reporting.
Payroll & HR Features
Automated Payroll Processing
Process payroll efficiently with automated calculations, tax withholdings, and direct deposit.
Tax Filing & Compliance
Automatic tax calculations and filing for federal, state, and local requirements.
Employee Self-Service
Empower employees with access to pay stubs, benefits, and personal information online.
Comprehensive Reporting
Detailed reports for payroll, HR metrics, and compliance documentation.
Human Asset Management
Strategic Workforce Planning
Plan for future workforce needs with succession planning and talent pipeline development.
Performance Optimization
Maximize employee potential through goal setting, feedback, and development programs.
Talent Retention
Reduce turnover with engagement surveys, career development, and retention strategies.
Skills Development
Track and develop employee skills with training programs and competency assessments.
Why Choose OptiPay?
Complete Business Solution
Manage payments, payroll, HR, workforce analytics, and human asset optimization from a single, integrated platform.
Competitive Rates & Transparent Pricing
Enjoy competitive processing rates and transparent pricing with no hidden fees or surprises across all services.
Expert Support Team
Our payment processing, payroll, HR, and human asset management experts are available to help you navigate any challenges.
Scalable & Secure
Our platform grows with your business while maintaining the highest security standards for all your business operations.

Our Implementation Process
Getting started with OptiPay is simple. We'll guide you through every step of the implementation process for payment processing, HR/payroll services, and human asset management.
Consultation
We'll assess your payment processing, HR, and workforce management needs to recommend the right solutions for your business.
Setup & Configuration
Our team will configure your merchant account, POS systems, HR platform, and human asset management tools with your business information.
Training & Testing
We'll train your team on all systems and conduct thorough testing to ensure everything works perfectly across all platforms.
Go Live & Support
Launch your new integrated systems with ongoing support to ensure smooth operations and continued success.
Frequently Asked Questions
What payment types can I accept?
Our solutions allow you to accept all major credit and debit cards, ACH transfers, eChecks, and mobile wallet payments like Apple Pay and Google Pay.
How long does merchant account setup take?
Most merchant accounts can be set up within 1-2 business days after completing the application process and providing the necessary documentation.
Can you handle multi-state payroll?
Yes, our platform automatically handles payroll processing across multiple states, including varying tax rates, regulations, and reporting requirements.
What human asset management features are included?
Our human asset management includes talent management, performance tracking, workforce planning, learning & development, employee engagement, and compensation management.
What POS systems do you offer?
We provide modern, user-friendly POS systems that integrate with our payment processing and can be customized for retail, restaurant, and service businesses.
Is employee self-service available?
Yes, employees can access their pay stubs, tax documents, benefits information, performance reviews, and submit time-off requests through our secure self-service portal.